Millionaire Mindset: Always Think Scale

Lessons from Troy Millings, Co-Founder of Earn Your Leisure

I recently had the opportunity to speak with Troy Millings, Co-founder of Earn Your Leisure—the fast-growing financial education platform that has influenced how many think about wealth, business, and culture. Coming off the success of their 5th annual Invest Fest this August—a cornerstone event uniting some of the most influential voices in finance and business—Troy shared insights into the mindset that has guided him throughout his journey.

Two themes stood out from our conversation:

1. Faith at the Core. Troy was clear about the foundation of his life: he is a man of faith. As a Christian, he emphasized that his belief in God continues to guide his decisions and future steps. In an era where faith is not always openly discussed at the highest levels of business, it was refreshing to hear him speak openly about the role it plays in shaping his outlook and approach to success.

2. A Mindset of Scaling. Beyond faith, Troy’s perspective on growth and impact is what truly sets him apart. He stressed that once you create something of value, the next focus should be scale: How can you take what you’ve built and expand it to reach 10x, 50x, even 100x more people?

This philosophy has fueled Earn Your Leisure’s mission. What started as a podcast has grown into a platform influencing millions, and now, a curriculum—already implemented in over 10 New York high schools—dedicated to teaching financial literacy to the next generation. But Troy and his team aren’t stopping there. Their next goal: bringing this curriculum to schools across the state, country, and eventually beyond.

Troy made it clear that this way of thinking didn’t come overnight—it has been shaped by his proximity to other highly successful individuals. Yet it’s this combination of faith and scale-driven mindset that continues to propel him and Earn Your Leisure forward.

In short, Troy Millings is a reminder that impact at scale requires both vision and values.